Home Blog Crypto What is DeFi, or how did finance become decentralized?

What is DeFi, or how did finance become decentralized?

July 16, 2020
Updated: January 28 2025, 01:28

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For the last two months, the whole cryptocurrency industry has been strongly influenced by passive investment and lending narratives. Given the huge interest of traders and large organizations, these trends are likely to continue for a long time.

However, these ideas are far from being innovative – crypto lending platforms have existed for many years. Companies such as Celsius, Crypto.com, Nexo, and Coinloan (CeFi companies) have been providing credit services for the last few years. Although they are more decentralized than banks, such platforms still do not fully reflect the capabilities of DeFi.

So, in our latest story on Medium we try to get through the differences of DeFi, CeFi, its risks and aspects of this type of lending

medium.com

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